The current FDIC insurance limit for deposits is?

The Federal Deposit Insurance Corporation (FDIC) provides insurance to depositors in member banks, protecting them in case of a bank failure. The current FDIC insurance limit is $250,000 per depositor, per insured bank, for each account ownership category. This means that if you have multiple accounts in different ownership categories or at different banks, each could be insured separately up to the $250,000 limit. This coverage was significantly raised from prior amounts to provide better protection to depositors, especially during times of financial uncertainty.

The other options listed, such as $50,000, $100,000, and $500,000, do not reflect the current regulations and limits instituted by the FDIC for deposit insurance, thereby highlighting the importance of being aware of the correct insurance coverage to ensure that one's deposits are adequately protected.