What is comprehensive insurance primarily used for?

Comprehensive insurance is primarily designed to protect against a variety of risks to a vehicle that are not related to collisions. This type of insurance covers damages incurred from events such as theft, vandalism, natural disasters (like floods or storms), and other unforeseen incidents that can affect the vehicle.

Because comprehensive coverage addresses these non-accident-related damages, it fills a crucial gap in a driver's insurance protections. While it is important to have coverage that addresses collision damages, comprehensive insurance expands the safety net for vehicle owners by covering damages from a wider array of potential situations that could lead to financial loss. This makes it a valuable form of coverage for anyone looking to fully protect their asset against various threats.